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[New Job Vacancy] Associate Credit Manager-Education Loan job in IDFC FIRST Bank, (Mumbai, Maharashtra) – Jobs in Mumbai, Maharashtra

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Job Opening details:-
Company Name :-
Position Name :-
Associate Credit Manager-Education Loan
Company Location :-
Mumbai, Maharashtra
Job Category :-
Management jobs

Full Job Description :-
Role/Job Title: Associate Credit Manager – Education Loans

Business: Retail Banking

Function/ Department: Retail Underwriting

Place of work: Basis location

Roles & Responsibilities:
‘Appraisal of proposals:
Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities.

To convey a clear opinion/ Highlight Critical risks along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk, structure, Bank Conduct and Financials risk.

Awareness of the product proposed, suitability to client requirement

Conduct personal discussion with customers.

Portfolio Monitoring:
1. Timely Renewal

2. Deferral Management

3. EWS Management

4. Customer visits on key customers and high value relationship


Maintaining the defined credit and end to end TATs so as to timely service internal as well as external customers.

Secondary Responsibilities

Managerial & Leadership Responsibilities :
‘To Keep team motivated and aligned to the organisational strategy

‘-Champion IDFC First’s customer first culture

Attract and retain best-in-class talent for key roles in their reporting structure

Key Success Metrics:
1. Productivity

2. TAT

3. Portfolio Management

4. Hind Sight / Audit Observations

5. Training and Development

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